Sound Specialist Answer For Noisy Condo Neighbor

Do you have a noisy neighbor? A reader is having trouble with the condominium neighbor who lives below her. The neighbor frequently complains to the condo board about the sound of walking in her home. Ilyce suggest hiring a sound specialist to come up with ideas on how to minimize the noise.

Filed under: Personal Finance and Real Estate Advice

Update on $20 challenge for November

Total for November
Challenge statistics:
to discount from challenge this month:
$0

Earned in September: $250.00

net for January: $12.15
net for February: $318.40
net for March:$380.00
net for April: $222.00
net for May:$336.86
Net for June: $32.50
Net for July: $210.00
Net…

Filed under: General

My needs vs wants vs reality this year-end!

my needs:

2 new tires for my car ~$70.00
debt ~$3,200*
Ale’s bed $140.00
New sheets/bedcover for Ale ~$40
Nanny’s Xmas bonus $60.00**

*don’t fret, most of this is invested in the toys and will be reimbursed to me once we collect!
**MY part, sis gives her another $60…

Filed under: General

Bank May Buy Back Home

A ThinkGlink reader heard that a bank will sometimes buy back your home or use a deed-in-lieu of foreclosure. Ilyce and Sam explain that this is only an option if you are going to be foreclosed on and would result in the loss of the home.

Filed under: Personal Finance and Real Estate Advice

$50 to add to the $20 challenge for Nov

got paid $50 today…this is still paying for admin services for July!

Filed under: General

Meijer Joins Merchants Participating in Discover’s “Cash Over” Program

By Justin McHenry

Discover announced on Monday that it has added the Meijer chain of grocery stores to its list of partner merchants in the “Cash Over” program. The program allows Discover Card users to request additional cash (from $20 to $100) on top of the price of any purchases they make with Discover. The “cash over” is treated as part of the regular purchase price instead of as a cash advance, meaning that cardholders have the regular credit card grace period in which to pay off the cash loan interest free. Meijer will offer the service at all of its 176 locations in Illinois, Indiana, Kentucky, Michigan, and Ohio.

Discover is the only credit card payment network that allows cardholders to get extra cash at the point of purchase.  With the addition of Meijer, Discover says it now offers the Cash Over program in over 8,700 retail locations, including Wal-Mart, Sam’s Club, Safeway, Jewel-Osco, Heinen’s, Giant Eagle, and Dominick’s.

Filed under: Uncategorized

Can’t Make Closing? When Not To Use Grant of Authority

A ThinkGlink reader could not make it to the closing of his new home and signed a Grant of Authority for the builder to sign the documents. There were many errors along the way and the closing did not happen. Ilyce and Sam explain who should get to have the authority to sign documents if you can’t make it to the closing.

Filed under: Personal Finance and Real Estate Advice

Had to buy lunch today….

we were supposed to have a “working lunch” to discuss the new fundraising for the community development thing, so I didn’t bring lunch from home, but the managers got stuck in a meeting and, couldn’t make it so the lunch got rescheduled! (the meeting was supposed to end at 11, and…

Filed under: General

spoke with my cousin

we were discussing the potential earnings for the season and, at one point she mentioned she had “needs” and some “wants” she wanted to cover with these…she mentioned she “needs” to repaint her house…she later admitted this is not really a “need”, but a “want”…but mentioned she…

Filed under: General

Bankruptcy or Foreclosure

A reader is in a terrible financial situation. He is behind on his mortgage and unable to make the upcoming payments. He is worried the bank will foreclose on his home so he is thinking of filing for bankruptcy. Ilyce gives him advice and resources for getting out of this situation.

Filed under: Personal Finance and Real Estate Advice

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