Buying real estate during the economic crisis has become more difficult. Ilyce describes the current economic crisis, including the drop in retirement savings and a rise in the unemployment rate. Ilyce explains how these factors affect the real estate market and home buyers. In this economic crisis, mortgage lenders have tightened lending requirements making it more challenging to obtain a home loan. But if you’re in a stable situation with a good credit score you may still be able to refinance your mortgage loan. You can also learn about a new Money Management International program for home buyers in this Think Glink column.